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Urban Redevelopment Authority Pittsburgh - Pittsburgh Home Rehabilitation Program (PHRP)

Home Improvement Loans

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Data Provided By
United Way of Allegheny County
General Information
Description of Service Offers a 0% fixed-interest rate loan to help income eligible City of Pittsburgh homeowners improve their homes. The loan term can be spread over 20 years to make repayment affordable, and the URA will provide technical assistance in every step of the rehab. Grants for exterior improvements, sidewalks, accessibility upgrades and energy saving improvements are also available.
Location Allegheny
Geographical Area City of Pittsburgh
Intake Procedure Call the URA or the lending partner Dollar Bank at or check online for more information, income limits and an application.
Intake Requirements Proof of income, verification of sources of income for each wage earner, verification of paid city & county taxes, IRS form 1722, and a copy of deed.
Helpful Tips Maximum loan amounts apply.
Client Information
Eligibility Homeowners must fall within income guidelines (see below) and provide verification of all income, with copies of the two most recent pay stubs for each wage earner.

Deed must be in homeowner's name.

You must provide a copy of your latest Income Tax Returns or Non-Filing Verification Letter (1-800-829-1040).

You must verify that City and County Real Estate Taxes are paid (if available).
Fees or Charges
Types of Fees Determined by service provided.
Fee Amounts Application fee applies, and timely loan repayments are required
Hours of Operation Weekdays, 8:00am to 5:00pm
Contact Information
Contact's Name Jarmele Fairclaugh
Contact's Position Program Officer
Physical Site Address 1 200 Ross Street
Physical Site Address 2 10th Floor
Physical Site City, State, Zip Pittsburgh, PA 15219
Main Phone 412-255-6573
Other Phone 412-261-7502
Fax 412-255-6617
Service Location Email
Web Address
Affiliated Agency, Programs, and Services
Affiliated Agency: Urban Redevelopment Authority of Pittsburgh
Affiliated Program: Home Improvement Loans
This Service: Urban Redevelopment Authority Pittsburgh - Pittsburgh Home Rehabilitation Program (PHRP)
Posted to Categories: Home Rehabilitation Programs (BH-3000.3550)